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Universal Life Insurance

Universal Life Insurance

Universal Life is a flexible life insurance policy that should be managed carefully. Prior to purchasing, it is important to understand how Universal Life insurance works.

The performance of a Universal Life policy can vary a great deal and must be properly explained.  Let Ivan help you determine what type of permanent insurance to buy or let us review your existing policy to avoid any unpleasant surprises down the road.  Universal Life is particularly attractive to business owners with retained earnings that are looking for a tax-exempt growth opportunity.  One of the most important aspects of owning this type of insurance is ensuring that you have an honest, reliable, and experienced broker that will help guide you through the myriad of investment choices and insurance charges. Call Ivan to see how he can help you today.

Let's talk Universal Life Insurance
My name is Ivan Cons and I am a Financial Security Advisor in the life insurance and investment industry since 1990.

A Universal Life insurance policy should be bought and managed with the help of an experienced life insurance advisor.  This type of life insurance can be 100% guaranteed through the life of the insured or can fluctuate and have risk depending on your tolerance, need, and eventual goal.

Death benefit structure, investment choice, and premium type must all be carefully considered at time of purchase and monitored over the life of the policy.

Whether Universal Life is used to secure your family or business, only an independent, experienced life insurance broker can help you meet your goal and offer the comfort of knowing you made the right choice. Ivan can be there every step of the way.


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