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Generally speaking, there are four reasons why mortgage life insurance isn’t a good deal for every family. Most important of those factors is the fact you can get a comparable term life insurance policy which will cover the cost of your mortgage and provide a cash benefit...

I would like to welcome the clients of Mr. Giorgio Sponza to IMC Financial Services. Mr. Sponza is leaving the industry following an important family situation and after careful consideration entrusted his clients to me. Please see below his parting letter as well as my...

For many Canadians purchasing a home is the biggest investment they will ever make. In fact, the majority of most Canadians’ wealth is tied up in the equity of their homes. One of the advantages of owning a home is that the gains are tax...