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Will Government Benefits be Enough? When you reach the age of 65 the government provides you with a modest pension. The question is, will this income be sufficient for you to live comfortably? Most individuals are unaware of what their investment income and living expenses will...

The future dollars provided by a life policy either on and individual or both spouses jointly is the most straightforward tax efficient and cost-efficient method to offset the impact of taxes on an estate. The same methodology can be applied to future capital gains on...

I am often asked if it is hard for people aged fifty plus to obtain life insurance. Generally speaking, the insurance company evaluates your profile. After obtaining blood and urine samples, which are standard, they may ask for an ECG or complete physical. It is...