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  • 1-779-333-67992
  • info@industrybusiness.com
  • 3042 Rotterdam, Netherlands; Van Noortwijcksingel

Reevaluating your spending habits during this Covid-19 pandemic

During this Covid-19 pandemic, it is natural for people to reevaluate their spending habits. Many of us have been impacted by the changes in the economy and are looking for ways to save money.

You might begin by reassessing your mortgage and seeing if perhaps there are some savings to be had by taking advantage of lower interest rates being offered.

What about your car payments? With so many people now working from home, does it still make sense to have two cars? One might be sufficient.

Entertainment is another expense that can usually be narrowed. Is it truly necessary to have every single subscription service? Consider keeping only what you use most.

Then there is the matter of personal insurances such as life, disability, and critical illness. Now more than ever it is important to review and ensure that what you have still suits your need and budget while making economic sense. One of the secrets to understanding life insurance revolves around the time value of money. Essentially, what will that $100,000 dollar policy taken today be worth in 20 years from now? Assuming a 2% discount rate over a twenty-year span, the $100,000 dollar benefit will eventually be worth only $67,000 in today’s dollars. Insurance can be complicated, so let us simplify.


With 30 years of experience, we can help you make the right financial decisions for you and your family. Give us a call today.